How Can I Close an FHA Mortgage?
If you can’t afford a 20 percent down payment on your house, expect higher rates of interest, says Lending Tree. If you have that much of your own money invested, mortgage bankers think you’ll be hesitant to lose it by…..
What Are the Requirements for a Commercial Loan?
A mortgage is a loan made to your company against real estate. Commercial mortgages have stricter eligibility criteria than residential loans due to the direct effects of the market on the financial status of the company, a factor which leads…..
IRS Housing Laws
The IRS sets laws on many facets of selling, property buying and possession. These laws address these problems as what can and can’t be deducted from income taxation, how leasing income is handled and whether the vendor of a house…..
How do I Get Mortgage Modifications After Losing a Job?
Foreclosures sit in the forefront of the country’s housing crisis. When facing foreclosure, many homeowners look to modify their mortgage seeking a lower monthly payment. To apply for the main modification program — the authorities Residence Affordable Modification Program (HAMP)…..
The Effects of Burglary Reports on Homeowners Insurance
The purpose of homeowners insurance is to protect a homeowner from monetary loss. Theft coverage is available with homeowner’s insurance so that you can replace private property that’s lost if you are robbed. While most homeowner policies cover losses due…..
Condo Mortgage Guidelines
Condominiums are ideal for those that prefer low-maintenance living arrangements and for investors seeking rental income. Condo mortgages assist prospective buyers finance their purchases. Due to their association with public living, condo mortgages introduce provisions for loan approval that don’t…..
Explanation of a Home Mortgage
Renting may have its advantages, but it is not valuable as a long-term investment. Every month you pay rent to someone else rather than building equity on your property. As a homeowner, however, the IRS lets you claim mortgage interest…..
Guest Picks: 20 Mirrors That Make the Room
I’ve been searching high and low for the best mirror to go over my mantel, and I’ve come across a slew of stunning alternatives for every room in the home. From petite to grandly proportioned, and covering designs from classic…..
Guest Picks: Get Juicing
It seems like everybody is juicing these days. It’s a brand new year, and folks want to get their fruits and vegetables in somehow. It’s also peak season for citrus, so what better time to jumpstart your adore of juice?…..
Guest Groups: Ecofriendly Finds for a Greener Kitchen
One of my New Year’s resolutions is to step up my dedication to reducing, reusing and recycling. Along with using less, I’ve seen many green products over the last year that may help green up my own kitchen. Most energy…..