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Eclectic Homes October 31, 2022

What Are the Requirements for a Commercial Loan?

A mortgage is a loan made to your company against real estate. Commercial mortgages have stricter eligibility criteria than residential loans due to the direct effects of the market on the financial status of the company, a factor which leads…..

Eclectic Homes October 26, 2022

IRS Housing Laws

The IRS sets laws on many facets of selling, property buying and possession. These laws address these problems as what can and can’t be deducted from income taxation, how leasing income is handled and whether the vendor of a house…..

Budgeting Your Project October 22, 2022

How do I Get Mortgage Modifications After Losing a Job?

Foreclosures sit in the forefront of the country’s housing crisis. When facing foreclosure, many homeowners look to modify their mortgage seeking a lower monthly payment. To apply for the main modification program — the authorities Residence Affordable Modification Program (HAMP)…..

Budgeting Your Project October 18, 2022

The Effects of Burglary Reports on Homeowners Insurance

The purpose of homeowners insurance is to protect a homeowner from monetary loss. Theft coverage is available with homeowner’s insurance so that you can replace private property that’s lost if you are robbed. While most homeowner policies cover losses due…..

Eclectic Homes October 10, 2022

Condo Mortgage Guidelines

Condominiums are ideal for those that prefer low-maintenance living arrangements and for investors seeking rental income. Condo mortgages assist prospective buyers finance their purchases. Due to their association with public living, condo mortgages introduce provisions for loan approval that don’t…..

Budgeting Your Project October 5, 2022

Explanation of a Home Mortgage

Renting may have its advantages, but it is not valuable as a long-term investment. Every month you pay rent to someone else rather than building equity on your property. As a homeowner, however, the IRS lets you claim mortgage interest…..

Eclectic Homes October 1, 2022

Guest Picks: 20 Mirrors That Make the Room

I’ve been searching high and low for the best mirror to go over my mantel, and I’ve come across a slew of stunning alternatives for every room in the home. From petite to grandly proportioned, and covering designs from classic…..