My house feels like home when you're there.

Budgeting Your Project

Budgeting Your Project October 22, 2022

How do I Get Mortgage Modifications After Losing a Job?

Foreclosures sit in the forefront of the country’s housing crisis. When facing foreclosure, many homeowners look to modify their mortgage seeking a lower monthly payment. To apply for the main modification program — the authorities Residence Affordable Modification Program (HAMP)…..

Budgeting Your Project October 18, 2022

The Effects of Burglary Reports on Homeowners Insurance

The purpose of homeowners insurance is to protect a homeowner from monetary loss. Theft coverage is available with homeowner’s insurance so that you can replace private property that’s lost if you are robbed. While most homeowner policies cover losses due…..

Budgeting Your Project October 5, 2022

Explanation of a Home Mortgage

Renting may have its advantages, but it is not valuable as a long-term investment. Every month you pay rent to someone else rather than building equity on your property. As a homeowner, however, the IRS lets you claim mortgage interest…..

Budgeting Your Project March 4, 2022

Can I Sell Your House with a Second Mortgage on It?

There should be several problems selling your home if it’s a first and second mortgage on it. However, home sellers must be aware of the process and any of the few potential issues that might arise. Yet, homeowners do not…..

Budgeting Your Project February 23, 2022

How do I Pay Off a Home Equity Line Faster?

A home equity credit line (HELOC) uses the equity built up in your home to give cash for large purchases, like appliances and remodeling projects, debt consolidation and education. A HELOC, that operates like a credit card, uses your home…..

Budgeting Your Project February 20, 2022

The Way to Amortize a Mortgage

Amortization is the process of paying off a mortgage loan in equal payments. Generally, amortized mortgages include curiosity together with the principal balance of this loan. Mortgage payments–that are usually paid monthly, quarterly or yearly –reduce the principal balance of…..

Budgeting Your Project October 16, 2020

What Closing Costs Can Be Deducted From Federal Taxes?

“Closing costs” is an umbrella term for the various fees, fees and taxes which are due at”closing,” the meeting where the buyers of a house turn over their cash, the sellers turn over their keys, and everybody handles a lot…..

Budgeting Your Project October 29, 2019

How to Purchase Real Estate at an Auction

Purchasing property at an auction would be the riskiest, but potentially most rewarding way of investing in real estate. You can discover deals for 70 or 60% of their market value, but you might also spend more than you ever…..

Budgeting Your Project October 25, 2019

How Do I Come Up With a Real Estate Asking Price?

There is an art to pricing a home for sale. When it is priced too high, it may frighten off potential buyers, languishing on the market for months. If the price is set too low, it may seem like a…..

Budgeting Your Project October 21, 2019

Techniques to Lower a Mortgage

Mortgage payments call for a long-term commitment for many home buyers, and making these monthly payments gobbles up a considerable percentage of monthly income. It may result in foreclosure when buyers find themselves not able to make payments. For many,…..