
Remodeling Cost Guides
3 MIN READ3m
Jan 1, 2026
By Ally Burris
HELOC vs Cash-Out Refi: Which Wins for 2026 Remodels
Homeowners preparing for 2026 remodels must decide between a flexible HELOC and a stable cash-out refinance. These methods utilize home equity in distinct ways, offering variable or fixed rates. This analysis examines expenses, flexibility, and suitability for projects, identifying the financing strategy that optimizes budgets, creative options, and enduring home value.
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