
Remodeling Cost Guides
3 MIN READ3m
Jan 2, 2026
By Amy Broyles
HELOC vs Cash-Out Refi: Which Funds Your 2026 Remodel
Homeowners planning a 2026 remodel often turn to home equity for funding. This guide examines the flexibility of a HELOC against the stability of a cash-out refinance, detailing costs, advantages, drawbacks, and strategies to align financing with your project scope and long-term objectives.
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